Joel Bellevue
Before you turn a credit video into an application, make one decision note.
A video can introduce a powerful idea. The value comes from knowing whether the facts behind it fit your next move.
Copy this into your own notes:
• The strategy or lender datapoint I heard:
• The exact product and date of the information:
• The bureau, reporting or…“Doesn’t report to personal credit” does not answer the whole business-credit question.
If you are exploring a 0% business card or line of credit, separate three questions: Will the application involve a personal hard inquiry? Will you personally guarantee the debt? Will ordinary balances or payment activity report to your personal credit?…
Two people can show 20% utilization and have very different card profiles.
Here is a fictional teaching example, not a member result. Card A reports $1,200 against a $2,000 limit. Card B reports $800 against an $8,000 limit. Together: $2,000 ÷ $10,000 = 20%. But Card A is at 60%, while Card B is at 10%.
The insight: the combined number can hide…
Joel Bellevue posted an update 2 months ago
2 months ago (edited)
A good score is not the whole funding strategy. Let’s get into the part most people never get taught.
Welcome to MoneyCodez. I’m Joel.
Maybe you’re trying to position for a $50K, $100K or larger business-capital goal. Maybe you’re rebuilding your profile so those conversations become possible. Either way, “raise your score and apply” leaves a…
Inquiry strategy: read the pressure on each bureau before you spend another application.
“How many inquiries do I have?” is only the opening question. Funding strategy gets more useful when you ask which bureau, how recent, which application, and what the lender will see alongside them.
Build two views of the same history. First, list the…
Bank strategy: understand more of the decision before you spend the application.
A higher limit, a 0% business-card offer and a business line of credit solve different problems. The real advantage is knowing which variables matter for the move you want—not memorizing a bank “hack.”
Read the exact lender and product. Current eligibility,…
jess1 Comment- View more comments
-
Joel Bellevue posted an update 2 years ago
Hey everyone. Quick update…we are in the middle of rolling out multiple updates on the site. You might notice certain glitches, but we hope to have everything running smooth again in about a week.
-
Joel Bellevue posted an update 2 years ago
Hey everyone
First off, I just want to thank all of you who showed up for our three-week masterclass on How to Fight Back Against Debt Collection Companies. We wrapped up the final session on Sunday, and it was fire—probably one of the best calls yet, over three hours of content. If you couldn’t catch it live, no worries—I’ll be uploading the…
-
Joel Bellevue posted an update 2 years ago
Hey,
Don’t miss tonight’s call at 6 PM Eastern where we’re diving into how to fight back against debt collectors and even sue them when they break the law. This is the final session of our three-part masterclass, and it’s going to be packed with actionable steps.
Phone Numbers
(US) +1 413-369-1253
PIN: 711 236…
-
Joel Bellevue posted an update 2 years ago
Week 2 of ‘How To Fight Back Against Debt Collectors’ Masterclass is now uploaded for replay. Make sure you are enrolled before Sept 30 to access all videos for free. Price will go up to $50 after Sept 30.
Registration Link Below
https://moneycodez.com/product/fight-back-against-debt-collectors-3-part-masterclass-w-coach-tanya/
- Load More
