Who Am I?
Name’s Joel. I didn’t read this stuff in a book. I lived it.
I co-managed a real estate brokerage firm.
I was a licensed Realtor for over a decade.
I’m a licensed real estate instructor who’s spent four years training other Realtors.
I’ve worked with first-time buyers, hedge funds, new construction, and investors.
I’ve sat across from loan officers, underwriters, and families trying to figure it all out.
I’ve run a credit repair company. I’ve seen what gets people denied—and what gets them in.
I’ve watched folks lose deals over silly mistakes… and I’ve watched others finesse six figures with one right move.
This isn’t theory. This is inside knowledge.
The kind lenders know—but consumers don’t.
That’s why I built MoneyCodez.
To flip the game.
To arm regular people with what actually works.
To stop the shame and start the strategy.
Let’s move smarter. Together.
