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Welcome to the

Money Codez

My name is Joel. I am a Licensed Real Estate Instructor, and Certified Credit Consultant (CCA). I've created this website to cut out the fluff related to all things personal finance. I am passionate about providing practical and actionable tips, that you can use on your path to financial literacy..

We get straight to the point

Wanting to build your credit?

What would you do with a 800+ Credit Score?

Thought about starting a business but not sure where to start?

Why are we different?

Every idea starts with a problem. Ours was simple: learning about personal finance was too confusing and expensive. It felt like we were placing ourselves more in debt, spending $5,000 – $10,000, on “Guru” Courses for answers that didn’t fit our needs. It was frustrating. It felt unfair.

We quickly realized a lot of “gurus” are great marketers, but have not actually done what they taught and sold.

We started Money Codez to create an alternative.

We believe that personal finance should be easy to learn and fun. It should leave you feeling optimistic, energized, and ready to take on the world.

We welcome you to Money Codez. Your home for elevating your financial confidence.

MoneyCodez Videos

The Results

Here are Money Codez

The numbers tell the true story. Whether you’re a potential homeowner looking to buy their first property or an entrepreneur looking to scale his/her business with creative financing. The results show our strategies work.

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The average increase in credit score for our customers.

*Results do vary

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The number of happy clients we’ve helped reach their goals.

What our clients say about us

Alberto O.
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"Absolutely wonderful! Dude, Your stuff is the bomb! I was able to get my score increased 132 points after 3 months of using your techniques. I was able to get 4 of my collections removed and added 3 more accounts using the shopping cart trick. I still have more disputes to send out and expect to be in the 700's by the end of the year."
Susana R
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" I used the CFPB website to get 3 hard inquiries and 2 collections off of my report. It took no more than 15 minutes to submit everything. I never heard of the website prior till reading Credit Codez. Thank you!"
Jeffry Christiansen
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" I'm a 19-year-old sophomore at TSU and I just started building my credit. The Discover IT card just came in the mail and I have to store cards on the way."
Mike & Kristy S.
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"After 8 months of putting in the work, I am officially part of the 700 club! Equifax was very stubborn, but we did not let that deter us. We've now found our dream home and we close on April 14th. To everyone reading, this strategy works if you stick with it. Shalom"

Building Fundable Credit Profiles faster

Stick with me going forward and lets achieve our financial goals together.

Download my FREE Credit Boost Cheat Sheet Instantly!

You are going to get my 11 page Cheat Sheet which gives my exclusive methods that have helped hundreds of clients boost their scores within 30 days. Just provide your information below and we will send you this book instantly!

6 Secrets to boost Your credit Score 200 Point Fast.

You are going to get over 150 pages of strategy & methods that gurantee credit score growth absolutely free! Just provide your information below and we will send you this book instantly!